1. Small insect
5. A narrative
9. Groups of sailors
10. Sound of a bell
12. Bees live in them
13. Snow hut
14. Beer
15. Publishing
17. If you would?
19. Mid-month days
20. Parts
22. Monetary unit of Ethiopia
25. Remove a bull's "weapons"
29. Fatty
31. Apple or lemon meringue, for example
32. Taste or flavor
33. Sap or marrow
35. Not here
36. Stringed instruments
37. Anagram of "Toon"
38. 365 days
1. Ruffle
2. Dike
3. Female sheep
4. Help
5. Downhill or cross-country
6. Torment
7. Extremely cold
8. Without companionship
9. Fellow
11. Pieces of cut timber
16. Sows
18. Where planes land
21. Humbly
22. Strong woody fibers
23. A Rocky Mountain state
24. Maturate
26. Classical music theatre
27. The front part of a stair
28. Meshes
30. Chocolate cookie
34. Organ of sight